Unfortunately, wire fraud has become one of the fastest-growing threats in real estate transactions. Cybercriminals target buyers, sellers, REALTORS®, lenders, and title companies by attempting to redirect closing funds through fraudulent emails or hacked communications.
At Golden Dog Title & Trust, protecting our customers is one of our top priorities.
How Wire Fraud Happens
Scammers often monitor email conversations during a transaction. Near closing, they may send fake wiring instructions that appear legitimate.
These emails can look surprisingly real — using copied logos, signatures, or email addresses that closely resemble trusted companies.
Once funds are wired to the wrong account, recovering them can be extremely difficult.
Red Flags to Watch For
Be cautious if you receive:
- Last-minute changes to wiring instructions
- Emails requesting secrecy or urgency
- Messages with unusual grammar or formatting
- Wiring instructions sent only by email
- Requests to wire funds to a different account
How to Protect Yourself
Always Verify by Phone
Before sending funds, call your title company using a verified phone number — not the number listed in the suspicious email.
Never Trust Last-Minute Changes
Most title companies do not suddenly change wiring instructions at the last minute.
Secure Your Email Accounts
Use strong passwords and multi-factor authentication whenever possible.
Ask Questions
If something feels off, pause and verify before taking action.
We’re Here to Help Keep Your Closing Safe
Real estate transactions should be exciting — not stressful. Our team takes security seriously and works closely with clients and REALTORS® to help prevent fraud before it happens.
If you ever have questions about wiring instructions or suspicious emails, contact Golden Dog Title & Trust immediately.
Your peace of mind matters to us.